Canadians benefit from universal access to public health care that is administered by the provinces and which meets the requirements of the federal Canada Health Act. As with mandated protections for employees and tenants, the provinces differ slightly in terms of how they deliver health care coverage, especially with respect to non- residents. In most Canadian provinces, non-residents are simply not covered for any part of their stay in Canada.
Because it is unlikely that you will be covered by Canadian public health care insurance, it is vitally important that you arrange to be covered by your own private health care insurance from the moment you arrive Canada, and that you ensure this insurance coverage lasts at least until you leave. Extending your medical insurance coverage can sometimes be difficult when you are in Canada, so make sure the term of your insurance covers your entire stay. Arranging for your own insurance before you arrive will be less expensive in the long-run than purchasing a Visitor to Canada insurance package once you are here.
Medical costs can be very expensive in Canada (up to several thousand dollars a day) so maintaining your coverage is very important. The procedures for which you are covered will depend on your individual insurance policy so read your policy or contact your insurance company to be sure.
If you need to extend your insurance term while in Canada, do so before your existing term expires. You will need to provide your insurance company with the policy number, the date the policy was issued, the expiry date and the type of insurance. Ensure your payment for extended coverage is received by your insurance company prior to the expiry date of the existing policy.
There are two ways to extend your insurance while in Canada:
• Ask a family member or friend back home to contact your insurance company or your sending organization on your behalf.23
• Phone or fax your insurance company or sending organization with the information; use a credit card to pay or mail the company a money order.
• Saskatchewan: www.health.gov.sk.ca/health-benefits
• Manitoba: www.gov.mb.ca/health/mhsip/index.html
• Ontario: www.health.gov.on.ca/en/public/programs/ohip
• Nova Scotia: www.gov.ns.ca/health/msi
• Newfoundland and Labrador: www.health.gov.nl.ca/mcp
Fees for dental services can vary depending on the dentist and the required procedures. You can save money by having minor dental work performed by supervised dentistry students at local colleges. Dental work is not covered by public health care insurance in Canada
Disclaimer - Everything changes over time and so can the information mentioned within. Always consult official sources regarding visa requirements and travel to another country. This is not an official source.